Own More Rentals Without Fighting Banks or DTI Limits (Richmond County)
offered virtually
QR Code Link to This Post
If you already own rental property—or you’re trying to scale beyond your first few—traditional banks eventually slow you down.
They want:
• Tax returns
• Personal income justification
• Debt-to-income explanations
• And permission to say “no”
There’s a better way experienced investors finance rentals.
DSCR loans qualify the property, not your personal income.
If the rent supports the payment, the deal moves forward.
That means:
• No W-2s or tax returns
• No DTI calculations
• LLC-friendly ownership
• 30-year fixed options
Ability to keep buying without hitting conventional loan caps
Many investors use DSCR lending after a purchase, rehab, or BRRRR to lock in long-term, predictable payments—then repeat the process on the next property.
This is designed for investors who think in portfolios, not one-off deals.
If you’re focused on:
• Growing rental cash flow
• Holding property long term
• Structuring deals like a business
And keeping financing aligned with how investors actually operate
Then this is worth a conversation.
Reply to this post and tell me:
• How many rentals you own (or plan to own)
• What market you’re investing in
• Whether you’re buying or refinancing
I’ll let you know if DSCR lending fits your strategy—or point you in a better direction if it doesn’t.
No pressure. Just clarity before your next move.
christian@headacheproperty
762-222-1067 (Txt Preferred)
www.headacheproperty.com